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GAP is designed to relieve you of the responsibility for the remainder of the loan balance that your primary insurance carrier may not cover in the event of a write off or total loss. Essentially, GAP protects you from substantial loss.

 

ON TRACK INSURANCE SERVICES LTD. (OnTrack) is committed to protecting the rights of all our visitors. We recognize our obligation to keep personal information secure and have created this privacy statement to share our information gathering and dissemination practices for this website.

Collection and Use of On-line Information
Our web server automatically collects your IP address when you visit our site. (Your IP address is your computer's unique address that lets other computers attached to the Internet know where to send data, but does not identify you individually). We use your IP address to help diagnose problems with our server and to compile statistics on site usage. We do not make your IP address available to anyone.

To provide better service and a more effective website, sections of this site may use "cookies" as part of our interaction with your browser. A cookie is a small text file (typically only a few bytes) that we place on your hard drive in order to allow our server to identify your computer. Our cookies will not attempt to read any information on your hard drive, and we do not combine information collected through cookies with other personal information to determine your identity or your e-mail address.

When you visit certain areas of this site, you may be asked to provide personal information (such as name, address, organization name, e-mail address, and fax number) that we need to process your request. In the event that you decline to provide such information, we may be unable to process your information request. Still, we invite you to continue to visit the site and take advantage of the wealth of information it offers.

Access to Personal Information
Your personal information is available only to OnTrack employees who have a need to know and will not be available for public inspection without your prior consent. Access is given only to those qualified professionals who are assigned the job of providing the OnTrack with services consistent with your private interactions with our site.

Right to Inspect, Amend, or Correct Personal Records
Every site user who provides us with personal information has the right to inspect, amend, or correct their own personal information. You may request to inspect your personal information by sending an email to the OnTrack webmaster whose email address is found in the About Us section of this website.

Other Sites
For the convenience of our visitors, this site contains links to information created and maintained by other public and private organizations. OnTrack does not control or guarantee the accuracy or security of this outside information. Further, the inclusion of links to outside sites are not intended to endorse any products, services, viewpoints, or organizations.

This privacy policy extends to this website only. If you link to another organization’s website through the our website, you should read that organization’s privacy policy to determine its practices regarding its website.


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